Couple Sentenced for Arson and Fraud in Fire That Resulted in First Responder’s Death

A Kentucky couple nearly escaped prosecution for setting a fire that burned their rented home to the ground and led to the death of a firefighter until a new FBI agent’s search for fresh evidence helped bring them to justice.

Steve Allen Pritchard, 44, was found guilty by a federal jury of arson and insurance fraud and was sentenced on November 1, 2018, to 30 years in prison. His wife, Brandi Pritchard, who was his girlfriend at the time of the fire, was sentenced to 121 months after pleading guilty to the same crimes.

“This case has stayed with me because it was just so senseless,” said FBI Special Agent William Kurtz of the arson investigation he supported through the FBI’s Bowling Green Resident Agency out of the Louisville Field Office.

According to case records, on June 24, 2011, Brandi Pritchard purchased a $50,000 renter’s insurance policy for the furniture and possessions within the rented Columbia, Kentucky, home she shared with Steve Pritchard. In the early morning hours of June 30, 2011, prosecutors charge that one or both of the Pritchards set fire to the home and then fled the scene.

As firefighters arrived just past 3 a.m., the structure was engulfed in flames. First responders had just succeeded in bringing the fire under control when Columbia/Adair County Fire Department Assistant Chief Charles Sparks, 49, suffered a heart attack.

When firefighters turned their focus to aiding their ill colleague, Kurtz reported, “the fire rekindled and burned the house to the ground.” Sparks died eight days later at a Louisville hospital. Firefighter fatality investigators determined the physical exertion involved in responding to the fire may have triggered his heart attack.

The firefighter’s death prompted an investigation of the fire, but “because the house burned to the ground, any forensic evidence that could have pointed to an arson was destroyed,” said Kurtz.

Immediately after the fire, Brandi Pritchard made a claim against the renter’s insurance policy. She admitted later that Steve Pritchard directed her to invent or inflate the value of items lost during the fire in order to receive the full $50,000 in the policy.

The Kentucky State Police opened an arson investigation after members of the community reported hearing Steve and Brandi Pritchard brag about setting the fire, but investigators had little to go on beyond hearsay.

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