For some of us, fall is about to begin and the graduates of the class of 2014 are heading off to colleges across the country. It’s an exciting time — there’s a reason so many people call college the best four years of their lives. You learn so much about the world and yourself. You make lifelong friends. You are an adult without the full responsibility of being an adult.

It’s pretty easy to believe that because you are young and not in the “real world” yet that you are immune to identity theft or credit card fraud. But crime isn’t so choosy about age. College students are actually a prime target for identity thieves because of naiveté. According to University of Colorado—Boulder, only 21 percent of college students are concerned about identity theft. And lack of concern leads to lack of managing financial and personal data making college students vulnerable to identity theft.

Luckily, managing your identity doesn’t have to be hard. Whether you’re an incoming freshman or a graduate student, here are four simple habits to help you protect your identity.

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